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7201 Addison Avenue, Sugar Land, TX, 77479

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Dealership Info

Phone Numbers:Online Showroom Hours:
  • Mon - Sun12:00 AM - 12:00 AM
    (Always Open for Online Shopping)
Sales Hours:
  • Mon - Fri9:00 AM - 7:30 PM
  • Sat9:00 AM - 7:00 PM
  • SunClosed
Service Hours:
  • Mon - Sat7:00 AM - 5:00 PM
  • SunClosed
Parts Hours:
  • Mon - Sat7:00 AM - 5:00 PM
  • SunClosed
Service

Leasing vs Buying a New Car

Lease vs Buy

Why Lease a New Car?

If you like to drive newer, safer, more reliable cars, prefer not to make a sizeable down payment every 3-4 years, and also do not drive an excessive amount of miles yearly, then a new car lease might be right for you. Leasing is better for people who would prefer to escape the annoyance of buying and selling every time they want to upgrade to a new car, truck, or SUV.

Why Buy a New Car?

Conversely, if you want long term automotive relationships with a larger sense of ownership and commitment, then buying could be what’s best for you. Car-buying is typically best for shoppers who don’t mind driving the same car or truck for over five years or even until it is no longer fit for the highway.

Leasing vs Buying: Which One Is Right for You?

Being aware of the pros, cons, and overall benefits of buying vs leasing a car or truck is imperative. Be sure to consider vehicle ownership, monthly payments, repair costs, and potential savings when considering the best new car financing type for you.

Leasing vs Buying: Ownership

When it comes to vehicle financing, new car, truck, or SUV ownership surely comes along with many well-known advantages, most associated with outright ownership of the car or truck. You may not realize, but, there are also some great advantages to leasing, as well. It’s essential to consider all financial aspects including depreciation, down payment, monthly payments, term length, buyout payments, interest rate, and maintenance & repair costs, before making a decision. A precise examination of your current financial situation, future needs, and your preference for commitment, will likely ensure that you make the perfect choice between leasing and buying a new car or truck.

leasing vs financing a new car benefits

Monthly Payments

Car lease payments are often less expensive when compared to auto loan and car financing payments as the standard lease deal is basically renting with the option to buy out at the end of your lease term. Keep in mind when leasing that you’re going to need a nice credit score, and will be required to carry comprehensive and collision insurance, although the same can be said for the lower rate auto loans. Although it could increase your monthly payments, it’s also smart to get a model with the features you need or want, as personal satisfaction is often priceless.

is it better to finance or lease a car

Maintenance & Repair

Auto leasing often includes regular vehicle maintenance & repair. It is important to remember this when calculating monthly costs of ownership vs leasing. No matter which make and model you choose, mechanic bills are an uncertain cost that can quickly add up. And for those who are not certified auto mechanics with a hydraulic jack and full toolset in the garage, leasing could be the best option for peace of mind.

is leasing better than buying

Investment vs Savings

In general, a new car or truck lease saves money in the short term with lower monthly payments, while buying gets you a long term investment, meaning absolute ownership of the value of the car, truck, or SUV at the time it is traded, sold, or paid-off. For best savings on a lease, avoid lease return fees for going over mileage, terminating the vehicle lease early, or putting on excessive wear and tear. For the best investment on a financed/purchased vehicle, you can pay it off in a shorter term and also avoid excessive wear and mileage.


Lease Buy
Ownership No Ownership Pride of Ownership
Down Payment Smaller Down Payment Larger Down Payment
Monthly Payment Smaller Monthly Payments Larger Monthly Payments
Maintenance & Repair Costs Typically Included Not Included
Savings/Investment Short Term Savings Long Term Investment
Finance Term Approx. 2-4 Years Approx. 3-6 Years
APR % Credit-Based Credit-Based
New Vehicles Available Available
Pre-Owned Vehicles Not Available Available
Vehicle Customization Not Available Available
Poor Credit Financing Not Available Available


Acura Lease and Finance Offers In Sugar Land TX

Sterling McCall Acura Sugar Land knows that choosing the right Acura car and financing option is never easy. Our team of experienced Acura lease and finance specialist are on hand to help you make the right choice. Visit us online, by phone, or in-person at our dealership location in Sugar Land, TX. We look forward to serving you.


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832-944-7200

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7201 Addison Avenue • Sugar Land, TX 77479

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Today's Hours:

Open Today! Sales: 9am-7:30pm

Open Today! Service: 7am-5pm

Open Today! Parts: 7am-5pm

Sterling McCall Acura Sugar Land 29.580561, -95.651003.